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M1 Finance Investing Credit

Get a $50 account credit when you open an M1 Finance account and deposit $1,000.

869 views 814 clicks 4.6 (7 reviews)
Sign-up Bonus
$50.00
Credit

About This Offer

M1 Finance is a unique hybrid brokerage and robo-advisor that combines automated investing with individual stock selection through its proprietary Pie investing system. Users create custom portfolios (Pies) divided into slices representing stocks, ETFs, or expert portfolios, and M1 automatically maintains target allocations through dynamic rebalancing. New users who sign up with a referral link and deposit $1,000 receive a $50 account credit. M1 Plus membership ($10/month or $95/year) offers 5.00% APY on checking, 4.50% APY on savings, 1% cash back on the Owner's Rewards Credit Card, and lower margin rates at 6.50%. The platform supports fractional shares, so every dollar is fully invested. M1 Borrow allows portfolio lines of credit at competitive rates without credit checks or additional applications. Smart Transfers automate money movement between checking, savings, and investment accounts based on custom rules. M1 does not charge commissions or management fees on standard accounts, making it ideal for long-term wealth building. The platform is regulated by FINRA and SEC with SIPC protection.

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Get $50.00 Bonus

Sponsored link. Terms apply.

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Key Features

  • ✓ Pie-based portfolios with dynamic automatic rebalancing
  • ✓ Fractional shares ensure every dollar is fully invested
  • ✓ M1 Borrow portfolio lines of credit at 6.50% interest
  • ✓ Smart Transfers automate money movement between accounts
  • ✓ Zero commissions and zero management fees on standard accounts

How to Claim

1. Click the referral link to start your M1 Finance application.
2. Open an Invest account (individual, joint, IRA, or trust).
3. Fund your account with at least $1,000 via bank transfer.
4. Build your first Pie with stocks and ETFs.
5. Your $50 credit is applied within 30 days of qualifying deposit.

Frequently Asked Questions

A Pie is your portfolio visualized as a pie chart. Each slice represents a stock or ETF with a target percentage. M1 automatically buys and sells to maintain your target allocations.
Some platforms have no minimum while others require $100-$1,000 to qualify for referral bonuses.
No, M1 Finance charges zero commissions and zero management fees on standard accounts. M1 Plus costs $10/month or $95/year for additional features.
Securities are typically protected by SIPC or CIPF up to certain limits. Cash balances may have additional FDIC protection.
M1 Borrow is a portfolio line of credit allowing you to borrow up to 50% of your portfolio value at rates starting at 6.50% with no credit check or application process.
Bonuses usually must remain in the account for a holding period or require minimum trading volume before withdrawal.
Yes, M1 Finance supports recurring deposits and automatic investing on a schedule you choose (weekly, bi-weekly, or monthly). Cash above $25 is automatically invested.
Yes, most investing platforms are regulated by authorities such as SEC, FINRA, IIROC, or equivalent in your jurisdiction.

Reviews

7 reviews

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A
Anonymous
Jul 6, 2026
★ ★ ★ ★ ★

Good platform, limited research tools

Great for executing trades but fundamental analysis tools are basic. The bonus was legitimate.

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A
Anonymous
Jul 6, 2026
★ ★ ★ ★ ★

Automated investing works great

Set up recurring deposits and watch my portfolio grow. The bonus arrived within a week.

A
Anonymous
Jun 10, 2026
★ ★ ★ ★ ★

Not for active traders

If you want to day trade, look elsewhere. M1 executes trades once daily during their trading window. For long-term wealth building, it is the best platform I have used.

A
Anonymous
Apr 28, 2026
★ ★ ★ ★ ★

M1 Borrow is brilliant

Borrowed $15,000 against my portfolio at 6.5% to renovate my kitchen. No credit check, no application, funds available in one click. The flexibility is unmatched.

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Anonymous
Mar 5, 2026
★ ★ ★ ★ ★

App is intuitive but charts are basic

Good for casual investors. Active traders might want more advanced charting. Bonus posted fine.

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Anonymous
Feb 15, 2026
★ ★ ★ ★ ★

Automated investing perfection

Set up my Pie with VTI, VXUS, and BND. M1 automatically keeps allocations balanced every time I deposit. The $50 credit arrived after my $1,000 deposit cleared.

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Anonymous
Jan 16, 2026
★ ★ ★ ★ ★

Fractional shares are a game changer

Can invest $10 in Amazon. The referral bonus helped me diversify my first portfolio.

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